Pool Safety: Pool Drownings Can Happen in an Instant Spending time in the pool is a great way to enjoy the outdoors and beat the summer heat but every year more than 3,000 people drown in the US, and many others suffer from serious injuries in near drowning incidents. To keep you and your family members safe it is important to review some pool…
Hurricane Season is Upon Us: Safety Check Checklist for Homeowners Hurricane season runs from June 1st through November 30th Your level of preparation before a hurricane can determine how well you weather the storm and how quickly you recover from it. You should start preparing your home, inside and out, long before a storm is in the forecast…
Still on the Fence About Flood Insurance? If you own your house outright or your lender does not require that you purchase flood insurance, you might still want to secure this protection. Twenty percent of flood insurance claims are made by homeowners who live in areas that are considered low-risk for flood, and losses can be extensive even…
Why Residents Need Condo Insurance If you live in a condominium, your condo association or building owner likely insures a portion of the structure with what’s often called a “master policy.” However, the coverage provided under such policies usually doesn’t extend to fully pay for damage within your unit. For example, many master policies…
Properly Protect and Insure Your Historical Home Has it always been your dream to own a historic home? Historic homes contain a charm and elegance that you may not be able to find in newer built homes and there is a truth in the saying that ‘they just don’t build them like they used to’. Have you thought about what it might cost to repair those…
Prevent Home Insurance Claims with Ice Dam Busters Icicles are an iconic symbol of winter, reproduced in crystal, plastic, and lights as decorations on trees and houses. They are both beautiful and dangerous at the same time. Falling icicles have been used to take out the bad guy in books and film. Ralphie blamed an icicle falling from the roof…
Your Art May Be Worth More Than You Think The Wall Street Journal recently stated that commodities such as art, antiques and other tangibles account for an average of 17% of high net worth individuals’ assets. Yet, according to most estate attorneys, death, divorce and debt are the only times most people have their collections appraised. By…
How to Prevent Frozen Pipes Each year more than 225,000 homes are damaged by water pipes that freeze and burst. A burst water pipe can cause thousands of dollars in damage to your home, furnishings, important papers, photographs, and family heirlooms. Even during a mild winter, frozen pipe claims on average can have more than $5,000+ in…
6 Smart Insurance Resolutions Insurance can be a great safety net for when life just doesn’t go your way but that doesn’t mean that you should ignore it when things are going well. The new year brings resolutions to do things better so here are a few recommendations to strengthen that safety net and possibly avoid some common insurance
