The Apogee of Germany’s Dry Wine Revolution The Dry Riesling movement has been in full swing now for many years in Germany. While in U.S. markets, consumers still think of Riesling as an easy-going, off-dry white with a fun zing of acidity. The reality is that Germany is now producing some of the most exciting, world-class, dry (Trocken)…
Why Residents Need Condo Insurance If you live in a condominium, your condo association or building owner likely insures a portion of the structure with what’s often called a “master policy.” However, the coverage provided under such policies usually doesn’t extend to fully pay for damage within your unit. For example, many master policies…
Still on the Fence About Flood Insurance? If you own your house outright or your lender does not require that you purchase flood insurance, you might still want to secure this protection. Twenty percent of flood insurance claims are made by homeowners who live in areas that are considered low-risk for flood, and losses can be extensive even…
So You Had a Car Accident: What Do You Do? Even a minor car accident can prove stressful and life changing. It is important to stay calm and make sure there are no medical emergencies. If necessary, call 911. Call the police on a non-emergency number to report the accident if there are no injuries needing attention. Move as far from the…
The Cost of Driving: Why insurance premiums are on the rise Does the cost of driving seem to be a bigger drain on your wallet then it used to? It very well could be. Here are some trends that may be contributing to the increasing cost of driving. Driving Distractions – Today we have more distractions then ever causing us to take our eyes off…
Hurricane Season is Upon Us: Safety Check Checklist for Homeowners Hurricane season runs from June 1st through November 30th Your level of preparation before a hurricane can determine how well you weather the storm and how quickly you recover from it. You should start preparing your home, inside and out, long before a storm is in the forecast…
Contractual Risk Transfer: Frequently Asked Questions Many businesses sign contracts that include contractual risk transfer but you may not actually know what this is. What is Contractual Risk Transfer? Contractual Risk Transfer is a non-insurance risk transfer mechanism that allows someone like a general contractor to transfer the risk to…
Figuring out what to do first after a home fire can be very stressful when all you want is to get your life back on track. Here are some things to do (or do not) after a home fire…
Cyber bullying is not just libel anymore. While a homeowners policy may respond to certain instances where bodily injury is sustained, some online activities may be excluded from coverage…
