Most restaurants purchase property and liability coverage but there are often important coverages that are critical for their businesses. Here are some insurance options to help protect your restaurant.
Business Income
Business income insurance can make or break a restaurant after a disaster. Having a disaster such as a fire can put your restaurant down for months. Commercial coverage can reimburse your business for lost profits and continuing expenses while the business must stay closed from a covered peril.
Spoilage and Equipment Breakdown
When something happens, from a power outage, fire or other situation that could cause your restaurants’ food and beverage to spoil. With Spoilage and Equipment Breakdown coverage you can receive reimbursement for food and beverage that spoiled by a covered event and repairs for covered equipment.
