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Three Reasons to Have a Commercial Umbrella Policy


Curious as to why your business should add a commercial umbrella policy to your business insurance portfolio? Here are three functions of a typical umbrella policy that may prove essential to your business:

Increased limits available to cover large losses. Medical and other payments for injuries attributed to your business could easily exceed your limits, especially in serious accidents. If your operations could damage another party’s property, you might also benefit from umbrella insurance. Think of a fire that your employee causes or damage to machinery that shuts down a client’s business for a time.

Pay one premium, get added coverage over multiple types of insurance. One umbrella policy may expand coverage of your business’s general liability, auto liability and other types of liability insurance.

Cover liabilities your other insurance policies won’t. In some types of umbrella insurance, a claim or accident that is excluded by your general or commercial auto liability insurer may be covered by the umbrella policy.

Allan Block Insurance, Professional Service with the Personal Touch

We are located in Tarrytown, NY, in the heart of Westchester County, a key business district just north of New York City. We write auto, home, renters, condo, co-op, personal, business, life and group insurance for clients locally and in NYC, CT, NJ, PA, MA and many other states. For more information or answers to your insurance questions, please contact us.

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