Contractual Risk Transfer: Frequently Asked Questions Many businesses sign contracts that include contractual risk transfer but you may not actually know what this is. What is Contractual Risk Transfer? Contractual Risk Transfer is a non-insurance risk transfer mechanism that allows someone like a general contractor to transfer the risk to…
Tips for Adding a Teen Driver to Your Auto Insurance It’s normal for parents to start worrying when their teens become old enough to drive but many parents may not be prepared for the financial shock of adding a teenager to your family auto insurance. While increases vary from state to state an annual analysis found that adding a single…
Community Spotlight: It Takes a Village 10591 Allan M. Block Insurance and its employees like to be involved and give back to the local community. This month we are highlighting the local non-profit organization It Takes a Village 10591 for their work with residents of the 10591 community. It Takes a Village 10591 provides support and…
Traveling? Don’t Come Back to This If you are traveling for vacation or closing up a summer home, there’s nothing worse than coming home to a damaged home. Here are a few simple, proactive steps taken before you leave, that can reduce the likelihood of a loss occurring while you are away so you can return to a damage-free home and get on with
Paid Family Leave – Top 10 Things Businesses Need to Know New York’s Workers’ Comp Board (WCB) adopted final regulations on Paid Family Leave (PFL) which begins in January 2018. Here are the top 10 things to keep in mind: Employers that have to provide Disability Insurance (DBL), must provide PFL. All employees who are currently covered…
Start the Summer Right with Grilling BBQ Safety Summer for many people means friends and family gathering for fun in the sun, time in the pool and grilling. There is no better time to freshen up on grilling safety tips! Maintain Your Grill – Check your grill hoses for cracks, holes or brittleness. Run a soap solution…
Pool Safety: Pool Drownings Can Happen in an Instant Spending time in the pool is a great way to enjoy the outdoors and beat the summer heat but every year more than 3,000 people drown in the US, and many others suffer from serious injuries in near drowning incidents. To keep you and your family members safe it is important to review some pool…
Hurricane Season is Upon Us: Safety Check Checklist for Homeowners Hurricane season runs from June 1st through November 30th Your level of preparation before a hurricane can determine how well you weather the storm and how quickly you recover from it. You should start preparing your home, inside and out, long before a storm is in the forecast…
Summertime Means Minors in the Workplace As summer approaches, many young people will be looking for summer job opportunities in small businesses and with these young and eager workers comes a set of rules that many employers may not familiar with. The Fair Labor Standards Act (FLSA) sets rules for what kinds of jobs and hours minors of…
